I’ve been feeling rather smug lately as I’ve nearly managed to clear the onerous debt on my credit card. It’s taken years but I’m almost there.
Funnily enough when I owed the bank thousands I never heard from them, but a couple of months ago when I missed the minimum payment deadline, they harassed me by phone and mail to inform me I owed them the princely sum of €5.37. Go figure.
But what stopped me in my tracks this morning when I opened the bill was a charge of €30 for Government Stamp Duty.
Now I thought that was something to do with houses, but when I called the bank to enquire, they informed me that the government has been charging credit card holders this stealth tax for years.
Worse still, it also applies at a lower amount to debit and laser cards.
I was angry enough about stealth taxes last week but how on earth can the government justify charging its citizens for the privilege of having a credit card?